The How-To Girl Podcast

What I Wish I Knew About Finances in My Early 20s

Season 3 Episode 53

Hi friend! Thanks for tuning into this episode, I hope you enjoy. Thanks so much for supporting me and the show, your support means the world!! I hope you enjoy your day. xo, el.

Ep. 53 ) Hi friends! In this solo episode, I’m taking you on a reflective journey through the money lessons I wish I knew in my early 20s. From avoiding credit card debt to building healthy budgeting habits and embracing financial wellness rituals,  I’m sharing the truths I had to learn the hard way (so you don’t have to).

If you’re in your early 20s—or even just looking for a financial reset—this episode will help you reframe your relationship with money, get intentional about your spending, and finally feel confident about your finances.

✨ What You’ll Hear In This Episode:

• My personal story with money in my early 20s
 • Actionable tips if you’re currently in debt
 • Resources that helped me organize my finances
 • How to unpack and reframe limiting financial beliefs
 • Journal prompts to help you shift your money mindset
 • Tarot card spreads for gaining clarity around your finances
 • How to set up a monthly “financial date” with yourself 💌
 • The real lessons I learned about saving money in my 20s
 • What I wish I knew about credit cards and how to use them wisely
 • How budgeting became a tool for freedom, not restriction
 • Books to read if you’re ready to level up financially
 • Podcast recs from inspiring voices in the money + mindset space
 • Spiritual practices to ground yourself while managing money
 • My favorite financial apps for tracking, saving, and automating

📓 Mentioned in This Episode:
• Budgeting apps I love
• My weekly “money check-in” ritual
• Books & podcasts that changed my money mindset

💫 Journaling Prompt of the Week:
“What did I learn from my past money mistakes, and how can I choose differently now?"


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