
The How-To Girl Podcast
The How-To Girl Podcast is hosted by Elliana Vincent your ultimate how-to girl for advice, relationships, career, and self-care. The How-To Girl Podcast is an advice podcast for anyone who google "how to" when they have a question. New episodes monthly.
The How-To Girl Podcast
What I Wish I Knew About Finances in My Early 20s
Ep. 53 ) Hi friends! In this solo episode, I’m taking you on a reflective journey through the money lessons I wish I knew in my early 20s. From avoiding credit card debt to building healthy budgeting habits and embracing financial wellness rituals, I’m sharing the truths I had to learn the hard way (so you don’t have to).
If you’re in your early 20s—or even just looking for a financial reset—this episode will help you reframe your relationship with money, get intentional about your spending, and finally feel confident about your finances.
✨ What You’ll Hear In This Episode:
• My personal story with money in my early 20s
• Actionable tips if you’re currently in debt
• Resources that helped me organize my finances
• How to unpack and reframe limiting financial beliefs
• Journal prompts to help you shift your money mindset
• Tarot card spreads for gaining clarity around your finances
• How to set up a monthly “financial date” with yourself 💌
• The real lessons I learned about saving money in my 20s
• What I wish I knew about credit cards and how to use them wisely
• How budgeting became a tool for freedom, not restriction
• Books to read if you’re ready to level up financially
• Podcast recs from inspiring voices in the money + mindset space
• Spiritual practices to ground yourself while managing money
• My favorite financial apps for tracking, saving, and automating
📓 Mentioned in This Episode:
• Budgeting apps I love
• My weekly “money check-in” ritual
• Books & podcasts that changed my money mindset
💫 Journaling Prompt of the Week:
“What did I learn from my past money mistakes, and how can I choose differently now?"
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